checking service

Credit Scoring Service

A production-style credit-risk endpoint: LightGBM behind FastAPI, strict schema validation at the edge, and Population Stability Index drift monitoring over a rolling window of live traffic.

Applicant
Prediction
probability of default
awaiting input
Model
Round trip
Drift monitoring

The service compares the last 100 scored requests against the training distribution using Population Stability Index, alerting above 0.2. Send each population and compare: traffic matching the training data should stay quiet, a shifted population should not. Requests are sampled from a distribution, not replayed from one payload, because a window of 100 identical requests has zero variance and scores a large PSI even for a perfectly ordinary applicant.